Banking software development built for regulated performance
Growcreate delivers banking software development that balances compliance, experience and innovation.
We help retail, private and digital-first banks modernise systems, unify customer journeys and meet evolving regulatory requirements under FCA PS21/3 and PRA SS1/21.
Our engineers design, migrate and support cloud-based platforms on Microsoft Azure with measurable uptime, data residency and resilience.
With experience across institutions such as Quintet Private Bank and Zenus Bank, we bring the right blend of financial expertise and technical depth to every release.
Talk to our experts to plan your next digital transformation.
Why modernising banking platforms matters now
Banking customers now expect the speed of fintechs with the security of established institutions. Yet many banks remain constrained by legacy stacks, manual processes and regulatory risk. According to McKinsey (2024), 60% of banks say outdated technology limits their growth and customer satisfaction.
Regulators are pushing for resilience and transparency, making modernisation both a business and compliance priority.
Ask yourself
- Can your core systems maintain uptime and compliance under stress testing?
- Are your digital channels accessible, secure and future-proofed?
- How quickly can you launch new products or adjust to regulatory change?
Support. Enhance. Evolve.
Support
24/7 managed service aligned to trading hours, including monitoring, incident response and cloud governance.
Enhance
UX and integration improvements that simplify onboarding, strengthen authentication and improve retention.
Evolve
Modular, Azure-based architecture that enables faster product rollout, scalability and data-driven personalisation.
What you get
| Service | What it includes | Why it matters |
|---|---|---|
| Core system modernisation | Migration to Azure PaaS, blue–green deployment, compliance logging | Reliability and security |
| Client & staff portals | Secure access, workflow automation, self-service tools | Higher adoption and trust |
| CRM & payments integration | KYC/AML, onboarding, reconciliations | Streamlined operations |
| DevOps & cloud management | CI/CD pipelines, automated testing, monitoring | Faster, lower-risk delivery |
Related case studies
Quintet Private Bank (multinational)
7 regions unified under one multilingual CMS, reducing operating cost and risk.
Zenus Bank (digital retail bank)
Azure-based platform delivering secure mobile banking at global scale.
Why teams choose Growcreate
- Compliance by design – ISO 27001 and Cyber Essentials baked into every release
- Data residency assured – Azure UK and global regions aligned with FCA PS21/3 and PRA SS1/21
- Composable architecture – flexible builds that integrate with CRM, payments and KYC providers
- 24/7 support – managed SLAs tuned to banking hours and security protocols
- Proven experience – delivering measurable results for retail and private banks
FAQs
Yes — our blue–green release strategy, feature flags and rollback automation ensure continuous uptime during migration.
We design systems following FCA PS21/3 and PRA SS1/21, aligned with ISO 27001 standards.
Yes — our work spans consumer banking apps and enterprise platforms for private wealth firms.
Typically, clients achieve 20–40 % lower total cost of ownership and 3–4× faster release cycles.
Yes — all projects include proactive 24/7 support under our Support. Enhance. Evolve. framework.
Support. Enhance. Evolve.
Our continuous improvement framework keeps your platform secure, performant and future-ready.
